Plans by county
What changes in your county?
Medicare Advantage and Marketplace plans depend on the county where you live. Choose yours and talk to a licensed agent who explains your options.
Do health plans change by county?
Yes. Medicare Advantage plans are offered by county and Marketplace (ACA) plans by rating area. Insurers, provider networks and premiums can vary from one county to another and from year to year. A licensed agent explains what applies in your area.
· Reviewed by Davey Selva, licensed producing agent (NPN 18969537), Aion Insurance Group Corp
By county
Find your county’s information
Availability changes depending on where you live. Start with your county.
Pick your state on the map
Tap a state and see the information beside it. Then choose your county and a licensed agent explains the plans in your area. At no cost.
Official U.S. Census county list. We serve in 18 states; an agent confirms your case.
Choose your state and county
Why your county matters
What changes from county to county
The plans
Medicare Advantage is offered by county and the Marketplace (ACA) by rating area.
The insurers
Not all insurers operate in every county. A neighboring county may have different options.
The networks
Your doctors and hospitals must be in the plan’s network in your area.
The premiums
They can vary by county, age, plan and cost help. A $0 plan is not guaranteed.
What almost nobody explains
Questions worth asking
Clear answers to what confuses people most about Medicare and Obamacare.
What happens if I don't sign up for Medicare on time?
If you could have had Part B and didn't take it, your premium rises 10% for each full 12 months of delay, for as long as you have Medicare. That's why the 7-month window around your 65th birthday matters.
Does Medicare cover everything?
No. Original Medicare doesn't cover most dental, vision or hearing aids, and it has no annual out-of-pocket cap. An Advantage plan or a Supplement can fill those gaps.
Can I keep my doctor?
It depends on the plan. With Original Medicare you can see any doctor who accepts Medicare; Advantage and Obamacare plans each have a network. We check with you that your doctors and pharmacy are in network.
Why do two people pay different premiums on the same Obamacare plan?
Because the tax credit that lowers your premium depends on income and household size. That's why we estimate your help before you pick a plan.
Can a plan turn me down for a condition I already have?
Not Marketplace (ACA) plans: they can't reject you or charge you more for a pre-existing condition.
What if I lose my coverage mid-year?
You may have 60 days to enroll in an ACA plan, or a special window in Medicare. Call us soon: the clock starts on the date of the event.
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