Consent Policy: Data Sharing, Calls, Texts and Emails

Effective: October 28, 2026

This policy explains each permission we ask for in our forms, shows its full text exactly as you see it before submitting, and tells you how to withdraw it. It applies to US Enrollment Center LLC (“USEC”) and Aion Insurance Group Corp (“Aion”). Effective: October 28, 2026.

At a glance

• We ask for separate permissions: sharing your request with Aion; calls and text messages; and educational emails. Each has its own checkbox, and none is ever pre-checked.
• Only the companies named in the form will contact you: US Enrollment Center LLC and Aion Insurance Group Corp. We do not use “partner” lists.
• Agreeing to automated calls or texts is not a condition of purchasing any product.
• You may withdraw any permission at any time: reply STOP, use the unsubscribe link, call (855) 925-6430 or ask by any reasonable means. We honor it within 10 business days at most.
• We keep a record of what you agreed to (text, version, date and time, IP address and an image of the form).

1. The permissions we request

2. Full text of each consent (Medicare forms)

These are the exact texts shown next to each checkbox in the Medicare and Medicare Advantage quote form, in English and Spanish. We store the same text that was displayed to you with your request.

Note shown above the checkboxes (EN): “US Enrollment Center LLC generates requests for Aion Insurance Group Corp, a licensed insurance agency. We share your request only with Aion. We don’t sell your data.”

Note shown above the checkboxes (ES): «US Enrollment Center LLC genera solicitudes para Aion Insurance Group Corp, agencia de seguros con licencia. Compartimos su solicitud solo con Aion. No vendemos sus datos.»

Box 1, Share with Aion (EN): “Information sharing (required). I authorize US Enrollment Center LLC to share the information in this form with Aion Insurance Group Corp. I authorize a licensed insurance agent with Aion to contact me about the coverage types I selected: Medicare Advantage plans, Medicare Supplement insurance (Medigap) and/or Part D prescription drug plans.”

Box 1, Compartir con Aion (ES): «Compartir información (obligatorio). Autorizo a US Enrollment Center LLC a compartir la información de este formulario con Aion Insurance Group Corp. Autorizo a un agente de seguros con licencia de Aion a contactarme sobre los tipos de cobertura que seleccioné: planes Medicare Advantage, seguro suplementario de Medicare (Medigap) y/o planes de medicamentos recetados de la Parte D.»

Box 2, Calls and text messages (EN): “Calls and text messages (required). I give my express written consent for US Enrollment Center LLC and Aion Insurance Group Corp to call and send me informational and promotional text messages about the coverage types I selected (Medicare Advantage plans, Medicare Supplement insurance or Medigap and/or Part D prescription drug plans) at the number I provided, including by autodialer and artificial or prerecorded voice, even if my number is on a Do Not Call registry. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply STOP to cancel, HELP for help. Calls may be recorded.”

Box 2, Llamadas y mensajes de texto (ES): «Llamadas y mensajes de texto (obligatorio). Doy mi consentimiento expreso por escrito para que US Enrollment Center LLC y Aion Insurance Group Corp me llamen y me envíen mensajes de texto informativos y promocionales sobre los tipos de cobertura que seleccioné (planes Medicare Advantage, seguro suplementario de Medicare o Medigap y/o planes de medicamentos recetados de la Parte D) al número que proporcioné, incluso mediante marcación automática, voz artificial o pregrabada, aunque mi número esté en un registro «No llamar». El consentimiento no es condición de compra. La frecuencia de mensajes varía. Pueden aplicar tarifas de mensajes y datos. Responda STOP para cancelar y HELP para ayuda. Las llamadas pueden grabarse.»

Box 3, Educational emails (EN): “Educational emails (optional). I agree to receive emails from US Enrollment Center LLC and Aion Insurance Group Corp with Medicare guides, date reminders and updates. I can unsubscribe with one click in any email.”

Box 3, Correos educativos (ES): «Correos educativos (opcional). Acepto recibir de US Enrollment Center LLC y Aion Insurance Group Corp correos con guías, recordatorios de fechas y novedades de Medicare. Puedo darme de baja con un clic en cualquier correo.»

Final form notice (EN): “We never ask for your Medicare or Social Security number. Submitting doesn’t enroll you in any plan.” (ES): «No pedimos su número de Medicare ni de Seguro Social. Enviar no le inscribe en ningún plan.»

3. Full text: newsletter, guide and other forms

Medicare newsletter and guide (EN): “I agree to receive this guide and the educational Medicare newsletter by email from US Enrollment Center LLC and Aion Insurance Group Corp. I can unsubscribe with one click in any email. This is not permission to call me.”

Boletín y guía de Medicare (ES): «Acepto recibir por correo esta guía y el boletín educativo de Medicare de US Enrollment Center LLC y Aion Insurance Group Corp. Puedo darme de baja con un clic en cualquier correo. No es un permiso para llamarme.»

Obamacare newsletter (EN): “I agree to receive educational news and guides about Obamacare by email from US Enrollment Center. I can unsubscribe at any time. This is not permission to call me.”

Boletín de Obamacare (ES): «Acepto recibir por email noticias y guías educativas sobre Obamacare de US Enrollment Center. Puedo darme de baja en cualquier momento. No es un permiso para llamarme.»

Obamacare form (two checkboxes): Information sharing (required). I authorize US Enrollment Center LLC to share the information in this form with Aion Insurance Group Corp. I authorize a licensed insurance agent with Aion to contact me about Health Insurance Marketplace health plans (Obamacare / ACA).

Calls and text messages (required). I give my express written consent for US Enrollment Center LLC and Aion Insurance Group Corp to call and send me informational and promotional text messages about Health Insurance Marketplace health plans (Obamacare / ACA) at the number I provided, including by autodialer and artificial or prerecorded voice, even if my number is on a Do Not Call registry. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply STOP to cancel, HELP for help. Calls may be recorded.

Life insurance form (two checkboxes, separate from Medicare’s): Information sharing (required). I authorize US Enrollment Center LLC to share the information in this form with Aion Insurance Group Corp. I authorize a licensed insurance agent with Aion to contact me about life insurance.

Calls and text messages (required). I give my express written consent for US Enrollment Center LLC and Aion Insurance Group Corp to call and send me informational and promotional text messages about life insurance at the number I provided, including by autodialer and artificial or prerecorded voice, even if my number is on a Do Not Call registry. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply STOP to cancel, HELP for help. Calls may be recorded.

4. How the checkboxes are presented

• Each permission has its own checkbox, separate from the others and from acceptance of our terms.
• No checkbox is pre-checked; you must check it yourself.
• The full text is visible, or opens with “Read full text” next to the checkbox, before you submit.
• Near the submit button we link to this policy, the Privacy Policy and the Terms of Use.
• The text is displayed at a readable size.

Consent to automated calls and texts is not a condition of purchase.

5. Who will contact you: named entities

Only the entities named in the text you accepted will contact you: US Enrollment Center LLC, Aion Insurance Group Corp and Aion’s licensed agents. We do not use partner lists or links to hundreds of companies, and we do not sell or resell requests.

The “Information sharing” box names Aion as the only recipient, as required by CMS rule 42 CFR 422.2274(g)(4) for sharing Medicare beneficiary data between marketing organizations. If another recipient were ever added, it would have its own checkbox that you could accept or decline separately.

6. Status of “one-to-one” rules (CMS versus FCC)

• FCC: the 2023 rule requiring “one-to-one” consent for each seller was vacated by the Eleventh Circuit (Insurance Marketing Coalition v. FCC, January 2025), and the FCC withdrew it in July 2025. The requirement of prior express written consent for telemarketing calls and texts using an autodialer or artificial or prerecorded voice remains in effect (47 CFR 64.1200).
• CMS: 42 CFR 422.2274(g)(4) and 423.2274(g)(4), effective October 1, 2024, remain in force according to the eCFR as of October 26, 2026: Medicare beneficiary data collected by a marketing organization may pass to another only with prior express written consent naming each recipient.

That is why we name each company and do not use partner lists, even though the FCC rule no longer requires it.

7. How long consent lasts

Your consent remains in effect until you withdraw it. For Medicare, a request for information or a Scope of Appointment is valid for 12 months for the appointment it covers; after that we will ask for a new one before a marketing appointment. If the phone number you gave us is reassigned, the consent does not transfer to the new subscriber.

8. How to withdraw consent

You may withdraw any permission at any time, at no cost, by any reasonable means, for example:

• by replying STOP, QUIT, END, REVOKE, OPT OUT, CANCEL or UNSUBSCRIBE (or “PARAR,” “BAJA,” “CANCELAR”) to any text message;
• by telling the agent during a call, or using the automated option in the call where available;
• by using the unsubscribe link in any email;
• by calling (855) 925-6430 (TTY 711) or writing to newclients@usenrollmentcenter.us, info@aionigc.com or newclients@usenrollmentcenter.us.

We apply your choice as soon as possible and within 10 business days at most, across USEC, Aion, the CRM, the dialer and the messaging platform. After a STOP we may send one confirmation text with no marketing content. We do not currently designate an exclusive method for revoking consent.

Withdrawing call or text permission does not cancel a plan you are already enrolled in, and does not stop necessary non-marketing communications about your policy.

9. Calling hours and Do Not Call

We place marketing calls and texts only during legally permitted hours in your local time (based on your ZIP code): not before 8 a.m. or after 9 p.m. under the federal rule; in Florida, 8 a.m. to 8 p.m. and no more than 3 solicitation calls in 24 hours on the same subject; in Texas, within state hours.

We honor the National Do Not Call Registry, the Texas No-Call list and our internal list. If you gave us prior express written consent, we may contact you even if your number is on a Do Not Call registry until you withdraw it. See our Do Not Call Policy.

10. Records we keep

To show what you authorized, we keep with each submission:

• the exact text of each checkbox as displayed and its version (for example, tcpa-usec-nuevo-medicare-tx-v2.0-2026-10-26);
• the status of each checkbox (checked or not);
• the date and time, page address, language, browser and time zone;
• the IP address;
• an image of the form at the time of submission and its SHA-256 fingerprint computed on the server;
• the phone number and email you entered, and any later opt-out with its date.

We keep these records for 10 years from the last use of the consent.

11. Texas and Florida rules

• Texas: since September 1, 2025, the telephone solicitation law (Bus. & Com. Code ch. 302, SB 140) covers text messages. According to Secretary of State guidance, senders texting with prior consent do not need to register.
• Florida: section 501.059 requires prior express written consent with a signature (checking a box or replying to a text counts) for sales calls or texts using automated systems. Before suing over a text, a consumer must reply STOP and the sender has 15 days to stop; we stop much sooner.

12. If you do not consent

• If you do not authorize sharing with Aion, we cannot pass your request to a licensed agent. You may call us directly at (855) 925-6430.
• If you do not authorize automated calls and texts, you won’t be able to submit the online form; you can call us at (855) 925-6430 and an agent will help you.
• If you do not authorize educational emails, we will not send newsletters or reminders; you will receive only the emails needed to respond to your request.
• You never need to give a permission in order to buy a plan, and declining does not affect your eligibility.

13. Contact

Questions about this policy: newclients@usenrollmentcenter.us, newclients@usenrollmentcenter.us or (855) 925-6430 (TTY 711). US Enrollment Center LLC, 701 Brickell Ave,, Miami, FL 33131.