Service · 65+
Medicare, explained step by step
Original Medicare, Medicare Advantage, Supplement (Medigap) and Part D. We help you understand eligibility, dates and costs so you can choose with confidence.
What is Medicare and when can I enroll?
Medicare is federal health insurance for people 65 or older and some people with disabilities. Your initial enrollment period lasts 7 months: 3 before your 65th birthday month, that month and 3 after. From October 15 to December 7 each year you can review or change your plan. Signing up late for Part B can add 10% for each full 12 months of delay.
· Reviewed by Davey Selva, licensed producing agent (NPN 18969537), Aion Insurance Group Corp
Is it for you?
Who this service is for
Turning 65
Your initial window lasts 7 months. We help you not miss it.
Retiring or losing employer coverage
A special period may open. We check it with you.
Want to review your current plan
Every fall you can compare and switch for the next year.
We do the heavy lifting, you decide
- We explain Parts A, B, C and D without jargon
- We compare Advantage and Supplement plans in your area
- We check that your doctors and pharmacies are in network
- We review your drugs and out-of-pocket costs
- We help with the application and deadlines
- We follow up every year to review your plan
How it works
From your first call to your annual review
We talk
A short call to understand your situation.
We compare
We show you real options and how they differ.
We enroll
We complete the application with you.
We follow through
Annual review and help when something changes.
Key dates
Keep the dates in view
Three months before your 65th birthday, your birthday month and three months after.
Review or change your plan for the next year.
Confirm the current closing dates with your agent.
A move, marriage, new baby or loss of coverage can open a special window.
FAQ
What people ask most
What is Medicare Advantage?
Private plans approved by Medicare that bundle Parts A and B and often D. Networks and costs vary by plan.
How much does your guidance cost?
It has no cost to you.
When is annual enrollment?
October 15 to December 7. An agent confirms what applies to you.