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Consult at no cost(855) 925-6430

Service · family

Life insurance without the hassle

Term, permanent and final expense. We explain the differences and help you choose coverage that fits your family and budget.

Consult at no cost
(855) 925-6430
In short

What types of life insurance are there?

Term life insurance covers a fixed number of years and usually costs less. Permanent insurance covers you for life and includes cash value. Final expense is a small policy for funeral costs and debts. The right choice depends on your family, debts and budget; a licensed agent explains the differences.

· Reviewed by Davey Selva, licensed producing agent (NPN 18969537), Aion Insurance Group Corp

Is it for you?

Who this service is for

Families with dependents

Protect income, debts and your kids' education.

Self-employed workers

Without an employer policy, protection is up to you.

Final expenses

Simple coverage so your family doesn't carry the costs.

What we do for you

We do the heavy lifting, you decide

  • We explain term vs whole life with examples
  • We work out reasonable coverage with you
  • We compare carrier options
  • We help with the application and medical process
  • We review beneficiaries when your life changes
  • Periodic review of your coverage
No cost to youNo hidden fees

How it works

From your first call to your annual review

We talk

A short call to understand your situation.

We compare

We show you real options and how they differ.

We enroll

We complete the application with you.

We follow through

Annual review and help when something changes.

Key dates

Keep the dates in view

Medicare · initial enrollment7 months

Three months before your 65th birthday, your birthday month and three months after.

Medicare · annual enrollmentOct 15 – Dec 7

Review or change your plan for the next year.

ACA · open enrollmentEvery fall

Confirm the current closing dates with your agent.

ACA · life events60 days

A move, marriage, new baby or loss of coverage can open a special window.

FAQ

What people ask most

01

Term or whole life?

Term covers a set number of years and usually costs less; whole life is lifelong and builds cash value. It depends on your goal.

03

Does it cost anything to talk to an advisor?

It has no cost to you.

02

How much coverage do I need?

We work it out together based on income, debts and dependents.

General information; it is not legal advice or a guarantee of coverage, price or eligibility. Plan availability varies by area and year. By submitting, you confirm you have read this and that a licensed Aion Insurance Group agent may contact you. See our Privacy Notice and Terms.